TERMS AND CONDITIONS

These Website Terms and Conditions set forth the terms relating to your use of shewchuck.com (“Website”) which is operated by Shewchuck Insurance Agency, Inc. (“Shewchuck Insurance Agency”). These terms and conditions shall govern your use of Shewchuck Insurance Agency’s Website. By using Shewchuck Insurance Agency’s Website, you accept these terms and conditions in full; accordingly, if you disagree with these terms and conditions or any part of these terms and conditions, you must not use our website. If you submit any material or personal information to the Shewchuck Insurance Agency website or use any of the Website services, you expressly agree to these terms and conditions.  Our website uses cookies; by using our website or agreeing to these terms and conditions, you consent to our use of cookies in accordance with the terms of our Privacy Policy.

Privacy Policy

All information provided to Shewchuck Insurance Agency through this Website is subject to the shewchuck.com Privacy Policy which you may visit here:  Privacy Policy.

Use of This Website

You must be at least 15 years of age to use  this Website; by using this Website or agreeing to these terms and conditions, you warrant and represent to us that you are at least 15 years of age. You may not use this Website to engage in any illegal activity. You may not use this Website to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party’s intellectual property or other proprietary rights. In the event you engage in activity that is illegal, defamatory, libelous, threatening, or harassing, Shewchuck Insurance Agency reserves the right to disclose any information you provide through the use of this Website to law enforcement authorities as deemed appropriate in the sole discretion of Shewchuck Insurance Agency. By visiting shewchuck.com, you agree that any information you provide through this Website will be truthful and accurate.

Shewchuck Insurance Agency Rights of Intellectual Property

The Shewchuck Insurance Agency logo, “acorn” logo, and other related works including but not limited to artwork, marks, logos or scripts are owned by Shewchuck Insurance Agency, Inc. and its affiliated organizations. Shewchuck Insurance Agency may possess intellectual property rights in other logos, words, or phrases not listed here. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this Website including but not limited to graphics, text, software, audio, video, and files, are the property of Shewchuck Insurance Agency and are protected by copyright or other intellectual property laws. Shewchuck Insurance Agency reserves all rights to its intellectual property.  We, together with our licensors, own and control all the copyright and other intellectual property rights in our Website and the material on our Website; and all the copyright and other intellectual property rights in our Website and the material on our Website are reserved. You may view pages from our website in a web browser; download pages from our website for caching in a web browser; print pages from our Website for non-commercial use; subject to the other provisions of these terms and conditions, provided that all copyright, trademark or other notices are retained.

Other Sites

For your convenience and ease of use, Shewchuck Insurance Agency may provide links to other Internet sites that Shewchuck Insurance Agency does not maintain, use or own. You should not interpret any link to/from other sites as indicating that Shewchuck Insurance Agency sponsors, endorses or condones the sites or their materials or that the sites are affiliated with Shewchuck Insurance Agency in any manner. Shewchuck Insurance Agency is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products, images or services offered on such sites. Shewchuck Insurance Agency is not responsible for and makes no warranties or representations about the content, products, images or services offered on any sites that you may choose to use in connection with this Website.

Limitations of Products and Services

Shewchuck Insurance Agency is licensed to conduct business in certain states in the United States of America and all products and services may not be available in your state or area.

Indications and Quotations

All quotes generated by this Website or by an employee of Shewchuck Insurance Agency are estimates based upon the information you willingly provided and are not a contract, binder, or agreement to extend insurance coverage. These quotes are subject to change based on any additional information that is obtained from you, the proposed insured in question or information obtained from the Comprehensive Loss Underwriting Exchange (C.L.U.E.) and any Motor Vehicle Report (MVR). Any coverage descriptions provided on this Website are general descriptions of available coverage and are not a statement of contract or agreement. To obtain coverage you must submit an application to Shewchuck Insurance Agency or meet with a Shewchuck Insurance Agency representative and verbally submit information asked of you. All applications and quotes are subject to underwriting approval. Coverage and availability may vary by country, state, county and city and additional minimum coverage limits may be available in your country, state, county and city.

Warranties

ANY INFORMATION, SERVICES, MATERIALS, IMAGES, LINKS, SOFTWARE, CALCULATORS OR OTHER ITEMS ON THIS WEBSITE ARE PROVIDED “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING WITHOUT LIMITATION THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SHEWCHUCK INSURANCE AGENCY DOES NOT WARRANT THAT THIS WEBSITE WILL BE UNINTERRUPTED OR ERROR FREE. ANY RISK ARISING OUT OF USE OR PERFORMANCE OF THE INFORMATION, SERVICES, MATERIALS, IMAGES, LINKS, SOFTWARE, CALCULATORS OR OTHER ITEMS REMAINS ENTIRELY WITH YOU.

Limitation of Liability

TO THE EXTENT THAT OUR WEBSITE AND THE INFORMATION AND SERVICES ON OUR WEBSITE ARE PROVIDED FREE OF CHARGE, SHEWCHUCK INSURANCE AGENCY WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE OF ANY NATURE. SHEWCHUCK INSURANCE AGENCY WILL NOT BE RESPONSIBLE FOR ANY DAMAGES OR INJURIES THAT ACCOMPANY OR RESULT FROM YOUR USE OF THIS WEBSITE. THESE INCLUDE (BUT ARE NOT LIMITED TO) DAMAGES OR INJURY CAUSED BY ANY: USE OF (OR INABILITY TO USE) THE WEBSITE; USE OF (OR INABILITY TO USE) ANY WEBSITE TO WHICH YOU HYPERLINK FROM THIS WEBSITE; FAILURE OF PERFORMANCE; ERROR; OMISSION; INTERRUPTION; DEFECT; DELAY IN OPERATION OR TRANSMISSION; COMPUTER VIRUS; OR LINE FAILURE. SHEWCHUCK INSURANCE AGENCY IS NOT LIABLE FOR ANY CONSEQUENTIAL OR INCIDENTAL DAMAGES, WHICH ARE DAMAGES INTENDED TO COMPENSATE SOMEONE DIRECTLY FOR A LOSS OR INJURY, DAMAGES REASONABLY EXPECTED TO RESULT FROM A LOSS OR INJURY, OR OTHER MISCELLANEOUS DAMAGES AND EXPENSES RESULTING DIRECTLY FROM A LOSS OR INJURY. FURTHERMORE, EXCEPT AS PROVIDED BELOW, SHEWCHUCK INSURANCE AGENCY IS NOT LIABLE EVEN IF SHEWCHUCK INSURANCE AGENCY HAS BEEN NEGLIGENT OR IF SHEWCHUCK INSURANCE AGENCY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

HOWEVER, IN CERTAIN STATES AND COUNTIES WHERE THE LAW MAY NOT ALLOW SHEWCHUCK INSURANCE AGENCY TO LIMIT OR EXCLUDE LIABILITY FOR THESE INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY AND YOU MAY HAVE THE RIGHT TO RECOVER THESE TYPES OF DAMAGES. IN ANY EVENT, SHEWCHUCK INSURANCE AGENCY’S LIABILITY TO YOU FOR ALL LOSSES, DAMAGES, INJURIES AND CLAIMS OF ANY KIND, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, OR THEY ARE CLAIMED TO BE CAUSED BY NEGLIGENCE OR OTHER WRONGFUL CONDUCT OR ANY OTHER LEGAL THEORY, CONCEPT OR IDEA, WILL NOT BE GREATER THAN THE AMOUNT YOU HAVE PAID TO SHEWCHUCK INSURANCE AGENCY FOR ITS PRODUCTS OR SERVICES.

Terms Subject to Change

The content of this Website and of these Terms are subject to change by posting amended, updated or different Terms to this Website without prior notice.

Law & Severability

These Terms shall be governed by and interpreted according to the laws of the State of Illinois without respect to any conflict of laws or provisions. If any portion of these Terms is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

Contact Information

Shewchuck Insurance Agency may be contacted by calling us at 1-847-486-0011 or emailing us at info@shewchuck.com.

Credit

These terms and conditions wording and document was created, in part, from using a template from SEQ Legal.