Most Homes Are Underinsured

In our experience, most new clients are underinsured by about 22% of the actual costs to rebuild their homes with their current policy.  The reason for this is simple.  Mass-market carriers allow them to set the limit of insurance for their home.  Most times, this...

Excess Liability and Why It’s Important

Our Litigious Society There are over 15,000,000 civil lawsuits filed in the US every year. This comes to over 41,000 per day, 1,708 per hour and about 1 lawsuit every 2 seconds. Every day there are millions of dollars in court awarded damages paid to families,...