At times, insurance can be an afterthought – like when you buy a new car. Often consumers don’t stop to consider whether their auto insurance fits their needs and our experience shows that all too often, folks may have inadequate protection.
WE’VE GOT YOU COVERED
Below are several coverage options available from our insurance carriers.
The insurance company pre-determines the value for your auto and in the event of a total loss, your vehicle’s settlement valuation includes no depreciation.
NEW CAR REPLACEMENT
If your auto’s age is 1-3 model years old and is ‘totaled’ in an accident, this option will replace your auto with the most recent model year.
LOAN / LEASE GAP
This option protects against losses when the compensation received from a ‘total’ loss does not fully cover the amount you owe on the financing or lease agreement.
Original Equipment Manufacturer parts are used to repair your vehicle, not after-market parts.
While on a road trip, if your auto suffers a breakdown or crash, this option pays additional expenses, i.e. overnight accommodations, while your auto is being repaired.
Should your auto be damaged or stolen, this option pays for the cost of a rental car while your car is being repaired or found.
RENTAL CAR LOSS OF USE FEES
When a rental car is in the shop due to an accident, the rental company will levee fees against you for lost income while their vehicle is off the road. This coverage pays those fees.
Some of the coverages offered by our companies are available without deductibles, such as those featured below.
This is coverage for an airbag malfunction or deployment.
This is for broken or cracked windshields, windows and mirrors.
Hail damage, collision with an animal, a tree falling on the car, fire, flooding or theft are perils covered by your comprehensive coverage.
Our companies provide full coverage for towing, a battery-jump, and locked keys in the car or any other open road hazards.
OTHER AREAS OF EXPERTISE
The most cost-saving method of purchasing insurance for you is to package all your insurance together with the same company and agent, when possible. See how we can enhance your other insurance needs below.
© 2022 SHEWCHUCK INSURANCE AGENCY, INC.
This website provides only a general description of Shewchuck Insurance Agency and is not a statement of contract. Not all features or discounts described on this website are available in every state or from every carrier and total savings and premiums may vary. We offer coverage from selected standard market carriers.